1. Overview
This Payment Policy explains the terms that apply to every payment made when you buy products through the Speed Cartel website.

2. Accepted Payment Methods
For online orders, we currently accept the following:
Visa, Mastercard, Apple Pay and Google Pay.
The options displayed at checkout can vary depending on your device, your location and what your payment provider supports.

3. Currency
If you order from the United Kingdom, prices and transactions are shown in British Pounds (GBP) unless stated otherwise. Where it applies, VAT is included in the price.

4. Payment Timing
Unless something different is indicated at checkout, the full amount is due when you place your order. An order is only processed once the payment has been authorised and confirmed.

5. Payment Security
Protecting your payment details matters to us. Every transaction on the site is encrypted and processed through trusted third-party payment providers that meet UK and international security standards. Speed Cartel does not store or directly access your full card or banking information.

6. Failed Payments and Recovery
If a payment fails, is declined, leads to a chargeback dispute or stays unpaid, Speed Cartel is entitled to take action to recover the amount owed. This can include holding or cancelling the order, restricting future purchases, and where appropriate referring the matter to a debt collection agency or applying any lawful fees.

7. Updates to This Policy
Speed Cartel may revise this Payment Policy when needed by publishing a new version on the website. Any updated version applies from its publication date, so we recommend checking this page from time to time. Continuing to use the website after a change means you accept the revised policy.

8. Questions
If you have any question about payments, have a look at our FAQ section first, or get in touch with our support team using the details below.

9. Contact Details
Website: Speed Cartel - speedcartel.com
Address: 1 Rue Marguerin, 75014 Paris, France
Email: support@urban-y2k.com
Phone: +44 7488 813278

Customer support is available by email,
Monday to Friday, 9:00am to 5:00pm (GMT).
Most enquiries are answered within 48 business hours (GMT).